Top Practical Personal Finance Posts from Week Ending 07/08

1. Raise cash by getting rid of old or non-functioning electronics.   2. With recent Fed rate increases, it’s time to re-evaluate your liquid savings account.   3. Free things to do on a vacation. I would add getting a guide book at the library and following a suggested walking tour.   4. SavingAdvice readers […]

Jump Start Savings with Rewards Credit Cards

One of the easiest ways to get the most bang for your buck on all of your spending is by signing up for the best rewards credit cards. What this means is using your debit card for ATM withdrawals only, limiting cash transactions altogether, and not using Apple Pay. Instead, sign up for one or […]

About The Finance Doc

I have always been fascinated with efficiency and optimization problems in general. One of the first concepts in math I absorbed was not to solve any particular problem through rote behavior (for instance, adding up numbers 1 to 100 methodically) but rather to channel Carl Gauss and always seek out solutions in as few steps […]


Many of us go about our day making hundreds of choices about how to budget our limited money, resources, time and energy. We are often subconsciously solving optimization problems, usually without much thought to the consequences. Most of the time, comparing all of the options requires research and is too time-consuming, so sub-optimal decisions are […]