About The Finance Doc

I have always been fascinated with efficiency and optimization problems in general. One of the first concepts in math I absorbed was not to solve any particular problem through rote behavior (for instance, adding up numbers 1 to 100 methodically) but rather to channel Carl Gauss and always seek out solutions in as few steps as possible. With a focus on improving efficiency at solving problems and paired with practice, I picked up some state and national accolades in mathematics prior to enrolling in one of the top schools as an engineering major with pre-med aspirations. Over time, I realized the latter career would not be suitable for my personality but not wanting to abandon the pursuit of a graduate education, I enrolled and completed a doctorate in engineering instead. While enrolled at grad school and earning $25k a year, I had managed to save up $75k following an accelerated savings approach. My lifestyle at the time was neither dramatic nor extreme – I lived alone or with a partner, preparing healthy food at home and going out to the highest rated, value restaurants in a foodie city. In the meantime, I had developed and put into practice some strategies that I continue to use today to trim inefficiency and methodically grow my savings.

Today, I have a six-figure job in a low-cost market, real estate investments and taxable savings (on top of the usual retirement accounts) to effectively last me 10 years if I became unemployed. Thankfully I really enjoy my current job which pays me to help improve efficiency and develop new methods for a global business. While financial independence is a respectable pursuit and something I strive for, my intentions for sharing knowledge is to inform the reader of actionable improvements or dead weight in their daily lives to expedite their own savings goals (one can potentially use these savings to acquire more of what they really desire, whether it is travel, a nicer car, home updates, etc.). The biggest benefit I hope to achieve is through increased discussion on the topics, since crowd sourcing can help find more optimal solutions to these problems and suggest new inefficiencies worthy of research and conversion. So please contribute via comments and I look forward to our cooperation and increased savings on our journey!